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SERVICES
SAVINGS ACCOUNTS
Primary
Share Account
Our Savings
(Primary Share) Account is the key to the service provided by the Episcopal
Community Federal Credit Union. For a $5.00
lifetime membership fee and a minimum deposit of $25.00 in a savings account,
you can join neighbors and friends of your Episcopal community as a Credit Union
member. Our savings account offers:
- Single or joint ownership.
-
Trust
Accounts.
-
A
competitive dividend rate is paid quarterly on balances over $100.00.
-
Direct Deposit.
-
A
quarterly statement showing all account activity for the previous three months.
Christmas Club Account
The Christmas Club
account is a convenient way to save for those extra year-end expenses. This
account offers:
- The
same competitive dividend rate as your Primary Share Account.
- An
automatic yearly withdrawal.
- The
convenience of systematic savings by payroll deduction.
Contact
us to make the change to the
Episcopal Community Federal Credit Union today.
We are federally insured by the National
Credit Union Administration (NCUA) up to $100,000 per account.
CHECKING ACCOUNTS
For an opening deposit of $100, a credit union
Checking Account gives you these free services:
- No Monthly service fee with direct deposit
- No per check fee
- Monthly statements
-
Dividend-earning account (Min. balance of $1,000 required to earn dividend)
- Convenient Debit Card
- Free ATM account access (at Co-Op terminals)
- Overdraft Protection
- Direct Deposit
- Check designs that fit your lifestyle
-
Anytime account access – 24 hours a day, 7 days a week, 365 days a year, through
telephone access or internet access
As a valued
credit union member, you can be assured you will continue to receive the
personalized service you have come to know and depend on from us!
Contact us and make the change to a credit union checking account today.
* Some fees
and charges may be applicable-- see "Fees & Rates" for more
information. Dividends are paid monthly on accounts with a minimum balance of
$1,000. All accounts are insured up to $100,000 by the National Credit Union
Administration.
Our 24-Hour Member
Telephone line or our internet on-line access lets you keep in touch with your accounts at
the Episcopal Community Federal Credit Union 24 hours a day, 7 days a week! You
can "talk" to our computer from the privacy of your home or office, as long as
there is a touch tone phone. With a phone call, you can complete all of the
following transactions on your credit union accounts: - Make balance inquiries
- Transfer money within your
account
- Verify payroll deposit or
direct deposit information
- Get dividend and loan
interest information
- Keep track of your
checking account-- cleared checks, etc.
- Keep track of withdrawals
from your account-- including ACH and debit card transactions
- Get interest information
Before you can
use the 24-hour Member Information Line, contact our office to activate your account and get your PIN number. Once you have
your PIN, you can access your account at (866) 405-6548.
To enroll for Online Access click here:
Internet OnlineSavings
Rates
See Fees and Rates
There is a loan
processing fee of $10.00.
Other Services
- Internet On-line Accounts
- Internet Bill Pay
- Domestic and International wires
- Low-cost VIGO wires to Latin America
- Overdraft transfers
- Automatic deposit
- Auto loans
- Debt consolidation loans
- Business loans
- Financial counseling
- Financial literacy classes
- Income tax assistance
- U.S. Savings Bonds
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Episcopal Community Federal Credit Union
840 Echo Park Ave.
Los Angeles, CA 90026
(213) 482-2040 Ext. 254
(800) 366-1536 Ext. 254
FAX: (213) 977-9762
E-MAIL: creditunion@ladiocese.org
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